Full Risk Disclosure

Last updated: 27/09/2025

Applies to: www.vaultmont.com and related services provided by [Tomvault Limited] ("we," "us").
Educational content only. We do not provide financial or investment advice or accept/execute customer orders.

1) Market Risk

• Trading and investing involve significant risk of loss.
• Prices can move rapidly; gaps, slippage, and illiquidity may prevent exits at expected levels.
• Past performance is not indicative of future results. No strategy guarantees profit.

2) Leverage & Derivatives Magnify Losses

• Products such as futures, options, CFDs, and margin can amplify gains and losses.
• Losses may exceed your initial deposit, especially in leveraged or short positions.
• Financing costs, margin calls, and liquidation risk apply.

3) Execution, Data & Platform Limitations

• Quotes, charts, and data may be delayed, incomplete, or inaccurate.
• Outages (internet, broker, exchange, platform) can block order entry/exit or data access.
• Spreads, commissions, funding/overnight fees, routing, and latency affect results.

4) Strategy, Backtests & Examples

• Examples, backtests, forward tests, and paper-trading simulations are hypothetical and have inherent limitations (e.g., survivorship bias, idealized fills).
• Real-world liquidity, costs, and slippage can materially change outcomes.

5) Third-Party Services

• We may reference or link to brokers, data vendors, charts, or tools.
• We do not control third-party accuracy, availability, fees, or terms; use at your own risk.

6) Suitability & Personal Responsibility

• Markets, instruments, and strategies discussed may not be suitable for you.
• Consider your objectives, experience, risk tolerance, time horizon, and financial situation.
• Maintain adequate emergency reserves and use only risk capital you can afford to lose.
• Seek independent financial, legal, tax, or accounting advice where appropriate.

7) No Advisory, No Fiduciary Duty

• Content is educational/informational and not personalized advice, recommendation, or solicitation.
• Vaulmont is not your fiduciary, investment adviser, or broker-dealer.

8) Regulatory & Tax Considerations

• Rules, tax treatment, and product availability vary by jurisdiction and may change.
• You are responsible for all taxes, filings, and regulatory obligations arising from your activities.

Acknowledgment

By accessing our materials, you confirm that you:

1. understand the risks above, including the possibility of total loss and losses beyond initial capital for leveraged products;
2. will make independent decisions and seek professional advice as needed; and
3. accept that all materials are provided "as is," without warranties.